Regional Management, headquartered in Greer, South Carolina, provides consumer financial services, including small and large installment loans, and employs 2,081 people. The company went public on March 28, 2012, under the name Regional Finance.
Based on our analysis, Regional Management is currently rated as undervalued with a score of 4 out of 5 stars. Several key financial ratios indicate that the company presents a compelling investment opportunity compared to its sector peers.
The Price-to-Earnings (PE) Ratio for Regional Management stands at 8.17, significantly lower than the sector average of 11.69. A lower PE ratio suggests that the stock may be undervalued relative to its earnings, indicating potential for growth. Similarly, the Price-to-Book (PB) Ratio is 0.97 compared to the sector’s 1.12, further supporting the notion that the company's assets are undervalued in the market.
However, it's important to note that the company's Net Profit Margin is 7.01, which falls short of the sector's 18.54. This indicates that while the company is profitable, it may have room to improve its cost management and operational efficiency.
On a positive note, Regional Management boasts a Return on Equity (ROE) of 11.55, higher than the sector average of 8.14. This suggests that the company is effectively generating profit from its equity base, a sign of strong management performance. Additionally, the Dividend Yield of 3.61 outperforms the sector’s 3.08, offering attractive returns to investors through dividends.
Finally, the Return on Assets (ROA) ratio of 2.16, compared to the sector’s 0.88, indicates that Regional Management is utilizing its assets more efficiently to generate earnings.
This is not a comprehensive overview of our valuation and should not be viewed as financial advice. Always do your own research before considering an investment.
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