Touchmark Bancshares Exits OCC Agreement, Prepares to Finance Local Fiber and Telecom Projects

Regional banking reset opens avenue for local fiber and telecom lenders

Touchmark Bancshares’ exit from a formal OCC enforcement agreement positions the Alpharetta, Georgia, lender to expand commercial lending that could support local optical cable and broadband infrastructure firms. The bank announces that the Office of the Comptroller of the Currency terminates its Formal Agreement effective Feb. 17, 2026, after an enforcement action initiated April 17, 2024. President and CEO Bobby Krimmel thanks the OCC and says the experience helps the bank become “the best possible community bank,” while refocusing on full-relationship banking for entrepreneurs and small- and medium-sized businesses with annual revenue up to $50 million.

Management says governance, risk management and operational improvements developed under the OCC engagement enable a measured push into commercial lending and deeper client services. Those strengthened controls and disciplined credit practices, combined with a $71 million shareholders’ equity base supporting $418 million in assets, make the bank a potential local financing partner for shorter, smaller-scale network projects that are common in optical cable rollouts, local fiber builds and startup telecom services. Touchmark frames its strategy around accelerating commercial lending without sacrificing community-oriented service values.

Touchmark’s regional footprint across Cherokee, Cobb, DeKalb, Forsyth, Gwinnett and North Fulton counties aligns with the patchwork nature of municipal and private fiber deployments, where local lenders frequently provide construction loans, equipment financing and lines of credit for companies under the $50 million revenue threshold. By emphasizing full-relationship banking for entrepreneurs and established firms alike, the bank signals increased capacity to structure credit and deposit relationships tailored to telecommunication contractors, installation firms and small network operators that are expanding fiber-to-the-premises and business-togrowth projects in suburban Atlanta markets.

Regulatory timeline and management comment

The OCC enforcement action that began April 17, 2024, concludes Feb. 17, 2026. Krimmel notes the 22-month period as instrumental in prompting governance upgrades and renewed strategic clarity, and he thanks the OCC on behalf of the board for its role in the process.

Company profile and investor access

Founded in 2008 and headquartered in Alpharetta, Touchmark National Bank serves six northern Atlanta counties. As of Dec. 31, 2025, the company reports $418 million in total assets and $71 million in shareholders’ equity. Additional details are available on the company’s investor relations page at www.touchmarknb.com.