Verisk Analytics, S&P Global launch auditable benchmark for insured vs uninsured climate losses

Creating a shared benchmark for insured and uninsured climate losses

Verisk Analytics and S&P Global are announcing a data-sharing collaboration designed to set a new industry benchmark for climate risk intelligence by fusing their complementary datasets. Verisk is integrating its physically based, near‑present catastrophe risk data into S&P Global Sustainable1’s Climanomics physical climate risk platform, while S&P Global is supplying climate‑adjusted inland flood layers that Verisk will incorporate into its event simulations. The combined work models future and near‑term natural catastrophe events through 2050 and is delivered via Touchstone, Verisk’s catastrophe risk platform, to produce auditable, forward‑looking exposure metrics.

The partnership emphasizes an auditable, replicable methodology that combines catastrophe modelling, insurer claims data, remote sensing and hydrological modelling to quantify insured versus uninsured financial impacts with greater precision. By providing a shared analytical foundation, the collaboration aims to help insurers, banks, asset managers and real‑estate investors perform risk‑adjusted pricing, portfolio stress testing, reserve planning and regulatory reporting. The firms position the effort as a response to gaps highlighted by regulators and central bank stress tests, offering scenario analysis and compliance support for underwriting and bank capital assessment.

Verisk and S&P Global intend to update the joint dataset regularly as climate science and data sources evolve, increasing granularity and confidence in forward‑looking loss estimates and accelerating capital allocation and insurance capacity decisions. The initiative seeks to translate advances in climate-adjusted flood mapping and near‑present catastrophe science into operational tools for financial institutions, helping them quantify potential economic shocks from climate change and to safeguard assets amid record‑setting recent natural‑hazard losses.

Feb. 17 unveiling and global rollout

The agreement is unveiled on Feb. 17, 2026 in Jersey City, London and New York and is positioned to serve clients globally, with outputs aimed at supporting international regulatory reporting and cross‑border portfolio stress testing.

Earnings timing for Verisk

Separately, Verisk reports its fourth‑quarter results on Feb. 18, 2026 at 07:15 a.m. ET; stakeholders are directed to the company’s press release, investor relations materials and SEC filings for definitive revenue, profit and guidance figures and for archived transcripts used by analysts and compliance teams.