Brighthouse Financial, Inc. is an American financial services company specializing in a variety of annuity and life insurance offerings. The firm structures its operations across three primary divisions: Annuities, Life, and Run-off. The Annuities segment provides diverse products, including variable, fixed, index-linked, and income annuities. These instruments are designed to assist contract holders in achieving tax-deferred wealth accumulation, ensuring income stability, and facilitating intergenerational asset transfer. The Life segment offers a comprehensive array of life insurance plans—such as term, universal, whole, and variable—to provide policyholders with financial safeguards and secure methods for wealth distribution. Its Run-off division is responsible for overseeing a portfolio of legacy business, encompassing structured settlements, pension risk transfer agreements, select company-owned life insurance policies, funding arrangements, and universal life products featuring secondary guarantees. Established in 2016, the company's headquarters are located in Charlotte, North Carolina.
