Harbor Mid Cap Value Fund Retirement Class

This fund aims to deliver substantial overall growth over an extended period. Its portfolio primarily consists of equities, specifically common shares, issued by companies with a medium market capitalization. Typically, the fund commits a significant portion—at least 80% of its net assets, supplemented by any funds borrowed for investment purposes—to these mid-sized company holdings under regular market conditions. Overseen by its sub-advisor, the investment strategy is actively managed, employing a sophisticated quantitative analysis model to pinpoint and advise on investment choices. This methodology combines a "bottom-up" stock picking strategy with a "contrarian value" mindset, often seeking out undervalued firms that are overlooked by the broader market.